Martin Lewis' MSE issues Europe travel warning to 'over two million' people

Martin Lewis' MSE issues Europe travel warning to 'over two million' people MoneySavingExpert has shared important safety advice for holidaymakers MoneySavingExpert (MSE) has issued a travel warning to millions of people. Founded by journalist and broadcaster Martin Lewis, MSE regularly posts consumer advice for Brits. In the latest Money Tips Email, the experts offered advice for anyone booking holidays. In the email, the team told readers: "Summer is coming, and if you're booked to go away and haven't got your insurance yet, you need to do it NOW, today, straight away!" As the experts pointed out, booking travel insurance as soon as you book your holiday offers the maximum protection, including cover if something happens that prevents you from travelling. Before setting off, it's also advised to get a Global Health Insurance Card if you're travelling to Europe. In the alert, MSE revealed that over two million cards are expected to expire this year. As a result, millions could miss out on the benefits if they don't renew ahead of upcoming holidays. The UK Global Health Insurance Card enables holidaymakers to access healthcare without paying more than a local resident would while travelling in the European Economic Area. The NHS explains: "The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay. "The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you'll need to apply for a UK GHIC to replace it." While people are advised they should also take out travel insurance, it could help you avoid paying the excess if you need medical treatment during your trip. MSE said: "Going to the EU? Ensure you've a valid (free) GHIC/EHIC - over 2m expire this year. "The 'Global Health Insurance Card' (GHIC) and its predecessor, the EHIC, give access to state-run hospitals or GPs, mainly in European countries, for the same price as a local. So if they don't pay, you don't either. Over two million expire this year, check yours." A UK GHIC is free, and you can apply through the NHS website. The NHS advises avoiding unofficial websites, which may charge an application fee. People can apply for a new card up to nine months before their current card expires. The NHS says: "You can apply for a UK GHIC if you're a resident in the UK. You can also add your family members to your application when you apply."