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My husband took out a $100,000 Parent PLUS loan for his daughter. She dropped out, citing mental-health issues. Should we refinance?
“There is little to no chance that she will ever be able to repay these loans.”
July 1 brings big student loan changes. Here's what you need to know
July 1 brings big student loan changes. Here's what you need to know On July 1, a host of new student loan changes from last year's One Big Beautiful Bill Act will kick in, including the end of a short-lived Biden-era repayment plan, the start of two Republican-designed repayment plans and strict new borrowing limits for some students. There's a lot to parse, and not every change will impact every borrower.
My 20-year-old son wanted his first credit card. I told him to skip most of the advice online and do this instead.
Plus: A credit-building shortcut that many parents overlook.
One Big Beautiful Bill Act rollout starts; new student loan rules take effect July 1
Starting July 1, federal stundent loan borrowers will have to face sweeping new rules as US President Donald Trump’s One Big Beautiful Bill Act (OBBBA) begins its rollout. According to a report by CNBC, financial planners warn that the legislation could sharply limit repyamnet and forgiveness pathways for those looking to take new loans, amking borrowing decisions far more consequential. “Be very careful when it comes to taking out new student loans,” said Landon Warmund, a certified...
Student loan borrowing is 'high stakes' as new rules take effect on July 1, CFP says. What to know
Student loan borrowers who take certain steps will soon face fewer repayment and debt forgiveness pathways, due to President Donald Trump's One Big Beautiful Bill Act. "Be very careful when it comes to taking out new student loans," said Landon Warmund, a certified financial planner and certified student loan professional at Reliant Financial Services in Kansas City, Missouri. That's because those who borrow federal student loans after July 1 will go from a "legacy borrower" to a "new...
'Don’t give parents more to do to keep kids safe online - they need help, not homework'
'Don’t give parents more to do to keep kids safe online - they need help, not homework' "Parents have said they need more support with online safety, but a ban for under 16s plus plans to issue guidance might not be the help we need" Parents who said they want more help keeping their kids safe online might regret asking what they wished for. Because it sounds like we are about to get a whole lot more homework without any of the real support families and young people need. In an interview...
Gate AI: LLM Security Benchmark Evaluation Methodology and Results
arXiv:2606.02959v1 Announce Type: new Abstract: Published evaluations of prompt-injection and jailbreak detectors for Large Language Models often suffer from two systematic weaknesses: per-dataset threshold tuning and undisclosed operating points. We describe an evaluation harness that addresses both.
The Happy Pod: What makes people instinctively kind?
We meet a woman whose near death experience as a teenager inspired her to study why some people are willing to risk their lives for others. Dr Abigail Marsh was rescued by a stranger after a car accident and wanted to understand what drove him to help her. She says altruists, those who instinctively help without expecting anything in return, are more sensitive to the needs of other people -- but we can all learn to be kinder.
Huge study of Alzheimer’s genetics identifies new drug targets
The biggest genetic study of Alzheimer’s disease so far has identified 127 gene locations that are associated with the condition, of which 48 are new. The study also pinpoints several genes that could be prioritised as drug targets and cell types linked to a higher genetic risk of the condition. “It’s an exciting time for Alzheimer’s genetics,” says Rudolph Tanzi at Massachusetts General Hospital, who provided evidence of the first Alzheimer’s-linked gene, APP, in 1987.
The Happy Pod: Saving a drowning man changed me
We speak to a woman who saved the life of a kayaker, after spotting him floating face down in Idaho's Snake River. Rachelle Ruffing says knowing CPR allowed her to 'make a miracle' which has changed her, and everyone should learn how to do it. She says she still finds it hard to believe that the man made a full recovery and that attending his recent wedding was a privilege.