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July 1 brings big student loan changes. Here's what you need to know

July 1 brings big student loan changes. Here's what you need to know On July 1, a host of new student loan changes from last year's One Big Beautiful Bill Act will kick in, including the end of a short-lived Biden-era repayment plan, the start of two Republican-designed repayment plans and strict new borrowing limits for some students. There's a lot to parse, and not every change will impact every borrower.

NPR News 7h ago

Student loan borrowing is 'high stakes' as new rules take effect on July 1, CFP says. What to know

Student loan borrowers who take certain steps will soon face fewer repayment and debt forgiveness pathways, due to President Donald Trump's One Big Beautiful Bill Act. "Be very careful when it comes to taking out new student loans," said Landon Warmund, a certified financial planner and certified student loan professional at Reliant Financial Services in Kansas City, Missouri. That's because those who borrow federal student loans after July 1 will go from a "legacy borrower" to a "new...

CNBC 10d ago

One Big Beautiful Bill Act rollout starts; new student loan rules take effect July 1

Starting July 1, federal stundent loan borrowers will have to face sweeping new rules as US President Donald Trump’s One Big Beautiful Bill Act (OBBBA) begins its rollout. According to a report by CNBC, financial planners warn that the legislation could sharply limit repyamnet and forgiveness pathways for those looking to take new loans, amking borrowing decisions far more consequential. “Be very careful when it comes to taking out new student loans,” said Landon Warmund, a certified...

Times of India 3d ago

Sabalenka overpowers Osaka in Paris night match

PARIS -- Top-ranked Aryna Sabalenka beat Naomi Osaka 7-5, 6-3 on Monday to reach the French Open quarterfinals and move one step closer to finally winning the clay-court Grand Slam after getting beaten by Coco Gauff in last year's final. It was the first women's night match at Roland Garros in three years and Osaka entered the court wearing a golden bomber jacket over her gold sequin playing dress, trailing a tiered train with puffs of tulle. Sabakenka wore more standard tennis attire: A...

ESPN 8d ago

An Empirical Audit of Input Encoders for Multi-Channel Signal Transformers

Announce Type: new Abstract: Transformers consuming multi-channel scalar signals must embed $C$ simultaneous values into one $d_{\text{model}}$-dimensional vector per time step. We empirically audit eight input encoders -- spanning a shared-scalar baseline, per-channel linear projections, an orthogonality regulariser, a nonlinear MLP stem, block-partitioned concatenation, channel-independent and channel-as-token architectures, and a projected positional encoding -- on a synthetic benchmark...

arXiv CS 6d ago

5 Best Smart Speakers (2026): Alexa, Google Assistant, Siri

There are three big players when it comes to finding the best smart speaker: Amazon, Google, and Apple's voice assistant-powered devices. But each system has its own benefits and limitations, and finding the right smart speaker for you requires considering several factors. You likely already have a favorite ecosystem.

Wired 6d ago

An Empirical Audit of Input Encoders for Multi-Channel Signal Transformers

arXiv:2606.04752v2 Announce Type: replace Abstract: Transformers consuming multi-channel scalar signals must embed $C$ simultaneous values into one $d_{\text{model}}$-dimensional vector per time step. We audit eight input encoders -- a shared-scalar baseline, per-channel linear projections, an orthogonality regulariser, a nonlinear MLP, block-partitioned concatenation, channel-independent and channel-as-token architectures, and a projected positional encoding -- on a synthetic benchmark...

arXiv CS 1d ago

Top 10 AI Tools That Will Transform Your Content Creation in 2025

Looking to level up your content creation game in 2025? You're in the right place! The digital landscape has evolved dramatically, and AI tools have become essential for creators who want to stay ahead of the curve.

TechCrunch 524d ago

AutoMedBench: Towards Medical AutoResearch with Agentic AI Models

arXiv:2606.01961v1 Announce Type: new Abstract: Autonomous agents are increasingly expected to support end-to-end medical-AI research workflows, moving beyond isolated prediction tasks or short-form clinical question answering. However, existing medical agent benchmarks primarily evaluate final outputs, providing limited visibility into agent behavior within the research process. To address this gap, we present AutoMedBench, a workflow-aware benchmark for autonomous medical-AI research...

arXiv CS 8d ago