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I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill?

I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill?
Key Points

“I used to have $60,000 and I’ve been able to knock it down.”

“I used to have $60,000 and I’ve been able to knock it down.”
Originally published by MarketWatch Read original →