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How Small Can You Go? LoRA Fine-Tuning 270M-8B Models for Merchant Information Extraction in Financial Transactions
arXiv:2606.08051v1 Announce Type: new Abstract: Financial transaction processing requires extracting structured merchant information from noisy, abbreviated bank transaction strings at scale. Our current production system, a LoRA-fine-tuned LLaMA 3.1-8B, achieves 96.95% F1 on this task, but deploying 8-billion-parameter models imposes prohibitive memory, latency, and cost constraints. To identify more efficient alternatives, we conduct a deployment-focused study of 24 model variants spanning...