USAA
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USAA to return nearly $1 billion to Florida members as legal reforms help lower insurance costs
USAA said it will deliver nearly $1 billion in combined savings and returns to eligible Florida members, including a $500 million dividend, CNBC can exclusively report. The insurer credits Florida's civil litigation and tort reforms as a key reason it can send money back to policyholders. USAA says its legal costs declined after Florida moved to curb what insurers have long described as legal system abuse.